Best Safest Stocks To Own Right Now

The New York Times called it a "moment of reckoning." Widely followed commodities trader Dennis Gartman in a note to his clients wrote that he's "never...ever...EVER" seen anything quite like it.

The references, of course, are to March 15's collapse in the price of gold, the largest single-day percentage drop in 30 years, capping a two-day decline of 13%.

The selling was triggered in part by worries that Cyprus and possibly other European nations might have to dump their gold holdings to raise funds or satisfy bailout requirements. Also, after acting as a commodities tailwind for much of the past two years, the Fed's quantitative easing program looks to be winding down, which would relax inflationary pressure.

Suddenly, the "safest" investment no longer seemed so safe. In fact, there's a good chance that gold's 12-year streak of uninterrupted gains will come to an end this year.

Best Safest Stocks To Own Right Now: BCSB Bancorp Inc.(BCSB)

BCSB Bancorp, Inc. operates as the holding company for Baltimore County Savings Bank, F.S.B. that provides various banking and financial services for consumers and businesses in the Baltimore Metropolitan Area. The company?s deposit products include checking accounts, money market accounts, statement and passbook savings accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio comprises single-family residential mortgage loans; real estate loans comprising construction, single-family rental property, and commercial real estate loans; consumer loans, including automobile loans and home equity lines of credit; and commercial lines of credit. The company also offers life and annuity insurance products. As of September 30, 2009, it operated 18 branch offices in Baltimore County, Harford County, Howard County, and Baltimore City, Maryland. The company was founded in 1955 and is based in Baltimore, Maryland.

Best Safest Stocks To Own Right Now: Teradata Corporation(TDC)

Teradata Corporation provides analytic data solutions worldwide. The company offers various data warehousing solutions that comprise software, hardware, and related business consulting and support services. Its solutions integrate an organization?s departmental and enterprise-wide data about customers, financials, operations, and others into a single enterprise-wide data warehouse. The company also provides various software and hardware products, including Teradata Analytic Database Software, which delivers near real-time intelligence; Teradata Platform Family for the hardware component; Teradata Logical Data Models that are blueprints for designing an integrated data warehouse; Teradata Aster MapReduce Platform, a platform for analyzing new multi-structured data sources and data types; and Teradata Integrated Analytics to convert traditional data warehouse into an analytic services environment. In addition, it offers Teradata Analytic Applications and Tools comprising da ta mining, master data management, integrated marketing management, enterprise risk management, finance and performance management, demand and supply chain management, and profitability analytics to solve business problems. Further, the company provides consulting services, such as data warehousing business impact modeling, design, architecture, installation, implementation, and optimization consulting services, as well as enterprise analytics consulting, data management, and managed services; customer support services; and training services. It serves various companies in banking/financial services, media and entertainment, government, insurance and healthcare, manufacturing, retail, telecommunications, transportation, and travel industries. The company has strategic partnerships with Accenture, Capgemini, Cognizant, Computer Sciences Corporation, Deloitte, IBM Global Business Services, and Wipro Limited. Teradata Corporation was founded in 1979 and is headquartered in Dayt on, Ohio.

Advisors' Opinion:

• [By Rebecca Lipman]

   Provides enterprise data warehousing solutions, including enterprise analytic technologies and services, and integrated marketing software. Market cap of $8.45B. EPS growth (5-year CAGR) at 16%. According to Morgan Stanley: "Since it was spun out of NCR in late 2007, Teradata increased its sales teams by 40% and consultants by 60%. Teradata is just now hitting the sweet spot of growth from these investments."

5 Best Financial Stocks To Watch For 2014: AMERISAFE Inc.(AMSF)

AMERISAFE, Inc., an insurance holding company, provides workers? compensation insurance focusing on small to mid-sized employers engaged in hazardous industries, primarily construction, trucking, agriculture, logging, oil and gas, maritime, and sawmills in the southeast United States. It also offers general liability insurance policies for its workers? compensation policyholders in the logging industry. The company?s workers? compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. AMERISAFE, Inc. sells its products and services through independent agencies, as well as through its insurance agency subsidiary, Amerisafe General Agency, Inc. The company was incorporated in 1985 and is based in DeRidder, Louisiana.